m personal vehicle insurance – Mmela Financial Services

Vehicle Insurance

Comprehensive Cover
Comprehensive cover allows you to claim for any accidental damage to your vehicle, or if it is stolen. Others may also claim for damages caused to their property.
Third-Party, Fire and Theft
Unlike comprehensive insurance cover, Third Party, Fire and Theft Cover only pays out for the theft of or fire damage to your vehicle and is better suited to lower-value or older vehicles. It also gives you protection against third party claims, thus giving you peace of mind while you are driving amongst newer or more valuable cars.
Third-Party Only
This cover is best suited to vehicles that are fully paid for and have a lower value. It only allows other parties to claim for the damage caused to their property.

This is a 24 hour accidental bodily injury policy, which pays out a lumpsum benefit for death or disability following an accident.

Examples include:
- Motor vehicle accidents
- Any injuries incurred as a result of a hi-jacking or assault
- Injuries incurred as a result of accidents, such as falling off a ladder, etc.
- Snake or spider bites which result in the loss of a portion of your body
- Non-professional sporting injuries