These are some of the insurance solutions that you can access through Mmela Financial Services:


On the road

  • Vehicle Insurance
  • Hospitalization following an accident


Vehicle Insurance Cover

Comprehensive Cover

Comprehensive cover allows you to claim for any accidental damage to your vehicle, or if it is stolen. Others may also claim for damages caused to their property.

 Third-Party, Fire and Theft

Unlike comprehensive insurance cover, our Third Party, Fire and Theft Cover only pays out for the theft of or fire damage to your vehicle and is better suited to lower-value or older vehicles. It also gives you protection against third party claims, thus giving you peace of mind while you are driving amongst newer or more valuable cars.

Third-Party Only

This cover is best suited to vehicles that are fully paid for and have a lower value. It only allows other parties to claim for the damage caused to their property.



Personal Accident

  • This is a 24 hour accidental bodily injury policy, which pays out a lumpsum benefit for death or disability following an accident.

Examples include:

  • Motor vehicle accidents
  • Any injuries incurred as a result of a hi-jacking or assault
  • Injuries incurred as a result of accidents, such as falling off a ladder, etc.

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